解:设$98760 = b,$则
$m = b(b + 5)-(b + 1)(b + 4)$
$\begin{aligned}&=b^{2}+5b-(b^{2}+4b + b + 4)\\&=b^{2}+5b - b^{2}-5b - 4\\&=-4\end{aligned}$
$n=(b + 1)(b + 4)-(b + 2)(b + 3)$
$\begin{aligned}&=b^{2}+4b + b + 4-(b^{2}+3b + 2b + 6)\\&=b^{2}+5b + 4 - b^{2}-5b - 6\\&=-2\end{aligned}$
因为$m - n=-4-(-2)=-4 + 2=-2\lt0,$所以$m\lt n。$